At Louviers FCU, we understand that life's ambitions often require financial backing. Whether you're envisioning a relaxing getaway, upgrading your home with new furniture, tackling debt consolidation, or pursuing other endeavors, our personalized personal loan solutions are crafted to meet your needs. Our suite of personal loan options includes the Signature Loan, providing unsecured borrowing; the Open-End Line of Credit, offering flexibility in accessing funds; and the Share Secured Loan, designed to build credit while protecting your savings. With Louviers FCU, your path to financial accomplishment begins with selecting the ideal personal loan for your aspirations.

Why A Personal Loan From Louviers FCU?

Choosing a personal loan from Louviers FCU comes with a variety of advantages that prioritize our members' financial well-being. With a history of dedicated service and a reputation for reliability, we stand out as a trusted partner in your financial journey. Our low interest rates ensure that you're securing a personal loan that's not only affordable but also tailored to your unique circumstances. We understand that financial flexibility matters, which is why our loans offer flexible repayment terms, enabling you to manage your budget without undue stress.

Our simple application process and quick approval turnaround mean you'll have access to the funds you need when you need them. Our team of financial experts is here to guide you through the process, offering personalized advice and insights to help you make informed decisions. With our range of personal loan options—whether you're seeking an unsecured Signature Loan, the adaptability of an Open-End Line of Credit, or the credit-building benefits of a Share Secured Loan—we are dedicated to finding you the right financial solution for you. Trust our experts at Louviers FCU to be your partner in turning aspirations into accomplishments through the power of our personal loans.

Signature Loan

When considering a personal loan, a Signature Loan stands out as a versatile choice. With this option, the strength of your signature serves as collateral, simplifying the borrowing process. Whether you're planning a dream vacation, seeking to upgrade your living space with new furniture, or facing unforeseen major car repairs, our Signature Loan provides the necessary financial support. Our flexible terms extend up to 5 years, letting you have an easy repayment timeline that aligns with your financial circumstances.

Open-End Line of Credit

Accessing funds has never been easier with our Line of Credit Loan, allowing you to borrow up to $25,000.00. Designed for ultimate convenience, you can make draws against the available credit limit whenever financial needs arise. This borrowing option thrives on the strength of your signature, eliminating the need for traditional collateral. Approvals are granted based on your ability to repay, ensuring a personalized approach to your financial needs. With a maximum term of 60 months, you have ample time to manage your repayments comfortably. At Louviers FCU, we recognize your unique creditworthiness, tailoring terms and rates to suit your individual circumstances. Experience the freedom of financial flexibility with a Line of Credit Loan that adapts to your life.

Share Secured Loan

With a Share Secured Loan, you may use the funds in your Savings Account and your Share Certificates as collateral for the amount borrowed. (Note: IRAs and Preferred Share Accounts cannot be used as collateral.) By pledging funds in an existing account as collateral‚ you will receive a reduced interest rate on the loan. For example‚ if you want to borrow money to take a vacation‚ you have two choices. One‚ you can take out a Signature Loan. This loan allows you to borrow money using just your signature — no collateral required, but the interest rate will be higher. Or, you can take out a Share Secured Loan‚ pledge funds in an existing account as collateral, and receive a lower interest rate.

The funds you pledge as loan collateral are not available for withdrawal until you begin to make payments on your loan. Your funds will become available for withdrawal in direct accordance with the amount of principal paid.

Term lengths on your Share Secured Loan will vary based on the purpose of the loan and the amount you borrow.