Explore Our Auto Loans Options
Auto Loans for New & Used Vehicles: Whether you're looking for a new model or a reliable used car, Louviers FCU offers up to 100% financing on new and used vehicles up to six years old and 80% financing on older vehicles. Our flexible terms allow you to choose a payment plan that fits your budget.
Auto Loan Refinancing: Already have an auto loan? We can help you save by refinancing your loan with lower rates and flexible terms. Refinancing could mean lower monthly payments, reduced interest rates, and more financial freedom.
Title Loans & GAP Insurance: Louviers FCU also provides car title loans and Guaranteed Asset Protection (GAP) insurance to help secure your car investment. GAP insurance can be an affordable way to protect against financial loss if your vehicle is totaled or stolen.
Shop for Your Car or Lower Your Auto Loan Payment
Before you go to a dealership, come see us. Louviers FCU offers a variety of auto loans with competitive rates on new and used cars. If you are interested in one of our auto loans, vehicle title loans, or auto refinance loans, our lending team is here to help!
Obtaining a vehicle loan with Louviers has never been easier! Just fill out these 4 steps, and you will be on your way to obtaining your dream car!
It’s as easy as 1-2-3!
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Quick Steps to Get Started with Louviers FCU’s Auto Loan Process
Our streamlined application process makes it easier than ever to secure financing for your vehicle:
Check Your Credit Score: Understanding your credit score helps you estimate potential interest rates.
Estimate Your Payment: Use our online calculator to estimate your payment based on your loan amount and term.
Apply Online: Submit your application online for quick processing. Our team will reach out with next steps.
Search for Your Car: Once you’re approved, start your car search with confidence knowing your financing is ready
Protect Your Investment with Louviers FCU
Add peace of mind to your Auto Loan.
Louviers FCU offers discounted Guaranteed Asset Protection (GAP) insurance to our members who finance their new or used auto loans with us. Find out if GAP insurance is right for you.
Louviers FCU also provides discount credit disability and credit life insurance on most of our loans. Find out more about these insurance services.
Visit Us in Delaware for Your Auto Loan
Stop by one of our Delaware branches in Newark or Wilmington to learn more about our Auto Loans and refinancing options. Louviers FCU is here to support you with affordable, straightforward auto financing and guidance to make your purchase as smooth as possible.
Learn More About Our Auto Loans
We offer 100% financing on new vehicles with competitive rates and a maximum term of 72 months. We also offer 100% financing on used vehicles up to six years old and 80% financing on vehicles more than six years old with terms up to 72 months. Any used vehicles not listed in the N.A.D.A. book will require a vehicle appraisal on dealership letterhead, including the make, model, year, VIN, and mileage, with an authorized signature from the dealership.
Car titles used as security for a loan and purchased out-of-state or through a private sale must be delivered to the credit union within 30 days of the date of the note. Car titles used as security for a loan and purchased from an in-state dealer must be delivered to the credit union within 60 days from the date of the note.
We require proof that collision and comprehensive insurance have been secured with up to a $500.00 deductible. Louviers FCU must be listed as the loss payee for the policy.